Faster access to CapEx financing for businesses in emerging markets

We provide flexible capital to scale tech-enabled, capital-intensive businesses. Our data-driven approach to financing enables us to provide faster access to capital than traditional financiers.

Quick deployments

Data-driven due diligence delivers faster access to on demand capital for your business growth.

Growth oriented model

Phased funding lets you adapt your business strategy as needed.

Flexible financing

Financing options like revenue share adapts to business performance. We only grow as you grow.

What founders are saying

This partnership marks a pivotal moment in our journey to digitize transportation across Africa. Untapped provides us with the necessary capital to equip our partners with the latest technology, accelerating our growth and enabling us to scale our impact across new markets.

Abraham Itule, Founder and CEO at Safiri

Our goal at Paga Group is to make it simple for 1 billion people to pay, get paid, and access financial services.The team at Untapped is aligned with that goal, and the current partnership showcases its objective to ensure that entrepreneurs have the opportunity to scale to their full potential.

Tayo Oviosu, CEO at Paga

With Untapped Global's Smart Asset Financing, we've found a partnership that aligns perfectly with our mission to drive technological advancement. This collaboration is key for deploying our electric cargo and motor e-bikes and revolutionizing last-mile delivery efficiency.

Celeste Vogel CEO and Co-founder at Ewaka Mobility Limited

Our goal at Asaak is to make it easier for gig economy workers across Africa to access sustainable financial services. The team at Untapped is aligned with that goal and our growing partnership underscores the dedication to ensure that business owners have the opportunity to reach their full economic potential.

Dylan Terrill, Chief Business Officer at Asaak

Regarding our partnership with Untapped, it's a perfect fit. We share a vision of transforming the mobility landscape in Kenya and beyond. Together, we aim to enrich the lives of drivers, offering them not just vehicles but also the path to ownership and financial independence.

Ronald Mahondo, CEO at MARAMOJA

This partnership marks a pivotal moment in our journey to digitize transportation across Africa. Untapped provides us with the necessary capital to equip our partners with the latest technology, accelerating our growth and enabling us to scale our impact across new markets.

Abraham Itule, Founder and CEO at Safiri

Our goal at Paga Group is to make it simple for 1 billion people to pay, get paid, and access financial services.The team at Untapped is aligned with that goal, and the current partnership showcases its objective to ensure that entrepreneurs have the opportunity to scale to their full potential.

Tayo Oviosu, CEO at Paga

Access growth capital with Smart Asset Financing ™

We finance smart assets that generate real-time data and digital revenue streams, which we capture through data and payment integration. We leverage this data to drive our investment decisions and assess the health of the business from pilot to scale-up stage.

How Smart Asset Financing™ works

Data integration

Leveraging business information systems, we collect and analyze asset operational and transactional data. This enables real-time due diligence on portfolio businesses and faster fund deployment.

Payment integration

We automate repayment processing for the businesses we finance by integrating with their payment solutions, streamlining the process for founders.

Revenue share

Our financing options like revenue-share aligns our interests with the companies we finance, taking a fixed percentage of asset-generated revenue. As our portfolio companies make revenue, so do we.

We invest across a diverse range of industries and assets in emerging markets

Our Process

Phase 1: Pilot

  • Check size: $50K to 150K

  • Deployment: 4-6 weeks

  • Repayment tenor: up to 30 months

  • Criteria for this phase:

  • 3-6 months of operational data

  • Ability to deploy assets at scale

  • Demand for scale

Phase 2: Scale-Up

  • Check size: $1M to 5M+ per year

  • Deployment: Draw down based on milestones

  • Repayment tenor: up to 48 months

  • Criteria for continuous capital deployment:

  • Ability to deploy at speed and scale

  • IRR consistency

  • Payment integration

  • Data integration

The Team

Our team is dedicated to helping you get access to flexible capital to scale your tech-enabled, capital-intensive business.

Get access to flexible capital to scale your business